Equity release lenders require all adults living in the property to sign an occupier consent/postponement form, waiving their right to remain in the property if the equity release provider takes possession. This protects the lender's security.

• Lenders require ALL adults in the property to sign
• By signing, the occupier agrees to leave if the lender enforces
• Independent legal advice is strongly recommended before signing
• Cannot sign on behalf of someone lacking mental capacity — LPA needed
• Only relevant for equity release (lifetime mortgages and home reversion plans)

Legal reference: Land Registration Act 2002; Equity Release Council Standards