Unmarried partners have very few automatic legal rights compared to married couples. A cohabitation agreement documents what you own, how you share finances, and what happens if you separate. It is not legally binding if challenged on fairness grounds but is strong evidence of your intentions.

• No automatic property rights for cohabiting couples
• TOLATA 1996 governs property disputes between cohabitants
• Cohabitation agreement is persuasive but not as binding as a will
• Children's interests override any financial agreement on separation
• Legal advice is strongly recommended for both parties

Legal reference: Trusts of Land and Appointment of Trustees Act 1996; Law Reform (Miscellaneous Provisions) Act 1970